Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Nearly half (48%) of consumers with a credit card carry a balance month to month, so a credit card with a ...

**NM signifies a non meaningful value. A dash signifies the data is not available.

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...