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USAA has the lowest average annual rates for young adult drivers, according to our rate analysis. Those without a military connection will find the best rates with Travelers and Geico.
The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages ...
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Auto insurance premiums continue to accelerate, according to Bankrate data: Full coverage auto insurance averaged $2,697 a year in November 2025. That's 12% higher than 2024 and more than 50% higher ...