USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly ...

Read our comparison of Allstate and AAA to see which Home insurance company offers the right combination of prices and coverage for you.

The best homeowners insurance companies include Amica and USAA. Home insurance protects your biggest asset. Compare options and get insured today.

We analyzed costs and complaints about home insurance made to state departments of insurance to identify the cheapest home insurance.

Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who said ...