The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but not necessarily with the most favorable terms.

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...