Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

Learn how budgeting habits can trigger shadow scoring signals, raising utilization or late payments that can quietly hurt your credit score.

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

New York (CNN) — Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The ...

Similarly, someone with a fair credit score who moves to a good credit score (670 to 739) could save up to $540 per year on car insurance. Here's what you need to know about car insurance and your ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

A drop in your credit score can sometimes be surprising, especially when you pay your bills on time, use your credit card wisely, and avoid risky loans. Yet, your score still drops slightly every few ...

Bad-credit business loans allow you to get funding with a lower credit score, but be prepared to pay higher costs Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer ...